Proactive Tax Planning
Forward-looking tax strategy to minimize your liability and prepare for life's big financial decisions
What Is Tax Planning?
Tax preparation is a look in the rearview mirror. By the time you sit down to file, the tax year is already closed, the decisions are already made, and there are only a handful of moves left, mostly which deductions and credits to claim for things that already happened.
Between January 1st and your filing deadline, the tax code gives you very few levers to pull. But between January 1st and December 31st, while the year is still open, you have far more control: timing income and deductions, choosing how to structure a sale, deciding when to convert a retirement account, or catching a problem early enough to actually do something about it.
Tax planning is a mid-year (or pre-transaction) review of where you stand, so you can make informed decisions while they still matter, instead of just reporting the results the following spring.
When Should You Consider Tax Planning?
Contact us for tax planning if you're facing:
- Retirement (yours or approaching age 73)
- Job change or significant income change
- Sale or purchase of a business
- Sale or purchase of real estate
- Starting self-employment or side business
- Marriage or divorce
- Pension or IRA distributions planned
- Stock options, RSUs, or equity compensation
- Large charitable contributions (>$5,000)
- Inheritance or significant financial changes
- Multi-state income or complex situations
- Estimated tax payment questions
The best time for tax planning is before a transaction happens. Contact us early to explore your options and make informed decisions.
Individual Tax Planning Packages
Proactive tax strategies for individuals and families. January-April is when tax preparers are the busiest - but the rest of the year is great for tax planning! Current tax prep clients receive 30% off these packages.
Basic Strategy Session
Perfect for W-2 employees, life transitions, and straightforward tax optimization
- 1-hour consultation meeting
- Simple scenario modeling (2-3 scenarios)
- Written summary with actionable recommendations
- Email follow-up for clarification questions
- Best for: W-2 employees, investment income, side hustles, first-time homebuyers
- Examples: Roth IRA conversions, estimated taxes, charitable giving, 529 planning
Comprehensive Annual Planning
Multi-year tax strategy for high-income individuals and complex situations
- Current year tax projection with quarterly estimates
- Multi-year planning (current year + next 2 years)
- Complex scenario modeling (5-7 scenarios)
- Detailed written plan with prioritized action items
- One 30-minute follow-up meeting
- Mid-year check-in
- Best for: High-income W-2, rental property owners, stock options/RSUs, retirees
- Examples: Retirement distributions, Roth ladders, AMT planning, IRMAA management
Strategic Business Consulting
Ongoing strategic tax and business consulting for business owners and entrepreneurs.
Business Consulting
Strategic guidance on entity structure, tax optimization, and business growth planning
- Hourly consulting for business owners
- Entity structure analysis and optimization
- Tax-efficient compensation strategies
- Business transaction planning
- Multi-entity structuring guidance
- Growth and exit planning support
Need your return filed too?
Tax planning works hand-in-hand with accurate, on-time filing. We offer transparent, upfront pricing for individual and business tax preparation.
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Learn about tax resolution →Common Questions
Find answers to frequently asked questions about our tax planning services.