
Backdoor Roth IRA: The High-Income Workaround (And the Trap to Avoid)
High earners can't contribute directly to a Roth IRA — but the backdoor strategy offers a legal workaround. Learn the steps, Form 8606, and the pro-rata trap.
John C Thompson, EA

High earners can't contribute directly to a Roth IRA — but the backdoor strategy offers a legal workaround. Learn the steps, Form 8606, and the pro-rata trap.