Backdoor Roth IRA: The High-Income Workaround (And the Trap to Avoid)
High earners can't contribute directly to a Roth IRA — but the backdoor strategy offers a legal workaround. Learn the steps, Form 8606, and the pro-rata trap.
John C Thompson, EA
Tag: IRA
3 posts
Inherited IRA: What the 10-Year Rule Means for You
The SECURE Act changed inherited IRA rules for most beneficiaries. Learn the 10-year rule, who still qualifies for the stretch, and why tax planning matters.
John C Thompson, EA
Final Year-End Tax Moves for Individuals: Your December 2025 Checklist
Last-minute tax strategies to reduce your 2025 tax bill. Learn which moves must happen by December 31 vs what can wait until filing.
John C Thompson, EA